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Natalie C. Papagni, CPA - Tax, Planning & Advisory Services
4275 Executive Square Suite 200
La Jolla, CA 92037
(858) 754-8277
Strategic Tax Planning, Preparation & Advisory for California High-Income Earners & Businesses
Natalie C. Papagni, CPA - Tax, Planning & Advisory Services is a California CPA firm based in La Jolla, CA with 18+ years of experience focused on California high-income earners, professionals & executives with equity compensation, physicians & healthcare professionals, business owner - entrepreneurs and new and existing businesses. We focus on multi-year strategic tax planning, California-specific strategies, quarterly tax management, equity compensation tax planning, S corporation optimization, PTET, multi-layering retirement plans and coordinated financial planning.
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Considered by many as one of the best tax CPAs in La Jolla, Natalie C. Papagni, CPA provides the technical expertise of leading CPA, tax and advisory firms with the personal service, responsiveness and unhurried attention of boutique firms - without the elevated fees.
We understand how overwhelming taxes can be for successful professionals and high-income earners, physicians and healthcare providers and business owners - entrepreneurs, and the discomfort uncertainty can create. ​Our services were designed with you in mind.
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We invite you to let us assist you transform complexity and uncertainty into financial clarity - and confidence.​
Clients
Individuals & High Income Earners
Professionals and executives, often with wages, equity compensation, investments, K-1s, real estate and or self-employment income.
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Business Owners - Entrepreneurs
Shareholders, partners, LLC members and self-employed individuals that own and control one or more S-corporations, professional medical practices, partnerships, limited liability companies (LLCs) and sole proprietors with new and or existing businesses.​
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Physicians & Healthcare Professionals
Physicians & healthcare professionals with hospitals, leading healthcare organizations and or in private practice often with W-2s, K-1 and 1099 income streams.
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Businesses & Private Practices
Corporations, S-corporations, professional medical corporations, partnerships, limited liability companies (LLCs) and sole proprietorships doing business in California, and potentially beyond California's borders.
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Why Chose
Natalie C. Papagni, CPA
Technical Expertise Found at Leading Tax, Planning & Advisory Firms
Deep technical expertise acquired at leading tax, planning & advisory firms in the U.S. in areas essential to the success of high-income earners.​
Unmatched Personalized Service & Responsiveness
Clients of Natalie C. Papagni, CPA receive the personalized service, responsiveness and unhurried attention found at boutique firms - without the elevated fees.
Quality, Integrity, Trust & Transparency
Natalie C. Papagni, CPA is committed to building authentic, high-trust relationships with every client, and is passionate about leveraging our expertise to enhance the lives of the clients we serve.
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Proactive, Forward-focused Advisory
Natalie C. Papagni, CPA is focused on building and maintaining authentic, high-trust relationships, proactive strategic tax planning and quarterly tax management to assist her clients make smart, timely and effective decisions to achieve the best tax outcomes possible, reduce uncertainty and eliminate year-end surprises.
Frequently Asked Questions (FAQs)
Do you primairly work with high-income earners?​
Yes. Client's we typically serve are high income earners ($250,000 - $2 Mil+/-) with growing financial structures, including professionals with and without equity compensation, physicians and healthcare professionals - from residency to retirement, business owners - entrepreneurs and businesses. Our business is built on relationships, strong communications and assisting our clients target and intentionally and strategically achieve their tax liability and effective tax rate minimization goals.
What is the best way to contact Natalie C. Papagni, CPA - Tax, Planning & Advisory Services?
The best first-step is to schedule a consult with Natalie here or call (858) 754-8277. If Natalie is in a meeting and unable to answer your call, she will be in touch with you within 24 hours. Following the conversation, Natalie will let you know if there is a strong fit between your situation, interest and objectives and the firm's business model.
Which La Jolla CPA firm can handle my personal and business tax planning and tax preparation needs?
Natalie C. Papagni, CPA- Tax, Planning & Advisory Services is a La Jolla CPA firm specialized in coordinating the personal and business tax planning initiatives, tax preparation and financial planning activities for business owners - entrepreneurs to target and achieve optimal outcomes.
What issues do individuals you meet for the first time often have?
Many individuals who come to us for the first time previously worked with small, mid-sized, or large CPA firms whose approach was often compliance-driven, historically focused, high-volume, and reactive rather than proactive and strategic. Many became frustrated by impersonal service models involving multiple staff members, inconsistent communication, limited responsiveness, high fees, avoidable errors, and mediocre results.
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Many clients had remained with prior firms for years without ever receiving meaningful education or guidance regarding the tax and financial issues most important to them. Instead, they often received generic, “one-size-fits-all” tax planning rather than personalized strategic advice tailored to their specific circumstances and goals. As a result, many individuals were left unclear about what truly drives their tax liabilities, what planning opportunities may be available to them, and how major financial decisions could impact their long-term outcomes. Rather than making informed, proactive decisions, many found themselves reacting after the fact.
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In addition, many clients were receiving fragmented advice from multiple professionals working independently, often with little coordination between advisors. This frequently created confusion, inconsistent strategies, missed opportunities, and a lack of cohesive long-term planning.
Fortunately, our clients do not experience these issues.
How is working with a CPA specializing in tax planning different from a traditional CPA relationship?
Many CPA's view their client relationships as transactional and retrospective. At Natalie C. Papagni, CPA - Tax, Planning & Advisory Services, we value and respect every client we serve and invest the time to build a productive, high-trust relationship. Unlike most CPA's, we are forward-focused, act as your tax strategist and ensure our clients have the information they need to make smart, timely and effective decisions to achieve optimal tax outcomes - year after year. We excel in building financial and tax projections factoring in scenario analysis, tax strategies, applicable tax laws and explicit decision frameworks to guide actions throughout the year. For most of our clients, the preparation of year-end federal and state tax returns is the final step of the year's tax planning initiative - not the primary service we provide.
What should I look for when searching for a CPA near me in La Jolla, greater San Diego and California?
You will want to definitely look for a CPA with deep expertise in areas relevant to your financial and tax structures that places a strong emphasis on building a relationship, understanding what truely matters to you most, and how you like to communicate, and has an unwavering commitment to quality, integrity, transparency, upholding tax laws and service excellence.
What is the value of tax planning? Will it pay for itself?
For most clients with a business entity or complex income, yes — often several times over. Prior to beginning an engagement, Natalie C. Papagni, CPA - Tax, Planning & Advisory Services works on fixed, flat fee agreements. If additional information is provided during an engagement increasing engagement complexity or scope, we will discuss the additional work effort required and agree upon any additional fees.
Do I need to be in La Jolla or San Diego to work with you?
No. Natalie C. Papagni, CPA - Tax, Planning & Advisory Services serves professionals & high-income earners, physicians & healthcare professionals, business owners - entrepreneurs and businesses throughout California. We generally travel to Northern California multiple times a year for client meetings. Our full encrypted file sharing portal, state of the art technology, responsiveness, and availability for Zoom meetings and phone calls make location irrelevant.
Which CPA firm can prepare my personal tax returns and tax returns for my businesses?
Natalie C. Papagni, CPA- Tax, Planning & Advisory Services is a La Jolla CPA firm serving clients throughout California commonly performs coordinated advanced tax planning and coordinated tax preparation for a business owner -entrepreneur and the business(es) they own and control.
Can I work with Natalie C. Papagni, CPA - Tax, Planning & Advisory Services if I'm not currently a high-income earner however that is my future?
Yes. Natalie C. Papagni, CPA- Tax, Planning & Advisory Services is, in fact, currently working with a number of Residents in the last year of their Residency, professionals with vesting RSUs and new business owners that are not currently high-income earners, however are benefiting from high-income earner financial guidance and tax planning as they are on on a financial growth trajectory.
I have a busy schedule, making it difficult to schedule a meeting business hours. Are you available to meet early evenings and on Saturdays?
Yes. Natalie C. Papagni, CPA- Tax, Planning & Advisory Services frequently schedules early evening, Saturday and Sunday appointments (by appointment only) for busy professionals via phone, Zoom and/or in-person. In fact, we prefer to schedule meetings in the early evening, on Saturday or on Sunday vs during business hours if a meeting during business hours would be inconvenient for our client, our meeting would be rushed, our client would be distracted and or frequently interrupted making it difficult to have a focused, high-value-add meeting. Having a high-quality meeting is important to us.
What are your fees?
Natalie C. Papagni, CPA - Tax, Planning & Advisory Services offer fixed fee tax, planning & advisory engagements with fees quoted and agreed-upon in advance. in advance. After discussing your situation, interests and goals and reviewing prior-year tax returns we'll provide a fixed, flat fee a flat fee for the engagement — whether that's tax preparation, a focused planning project, or year-round advisory with quarterly meetings — so you know exactly what the work costs before it begins. And the fee always includes your questions: clients are encouraged to call or email anytime, because a question you hesitate to ask is often the one that costs the most. If information unknown at the beginning of the arrangement is uncovered and/or the engagement scope expands during our engagement, we will discuss and agree upon the expanded work involved and any additional fees that may result.
Let's Stay Connected
Natalie C. Papagni, CPA
Tax, Planning & Advisory Services
4275 Executive Square Suite 200
La Jolla, CA 92037
(858) 754-8277
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