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Natalie C. Papagni, CPA - Tax, Planning & Advisory Services
4275 Executive Square Suite 200, La Jolla, CA 92037
(858) 754-8277
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TAX, PLANNING & ADVISORY SERVICES
La Jolla CPA specializing in Strategic Tax Planning, Quarterly Tax Management, Tax Preparation and Advisory Services for High-income Individuals, Professionals and Executives, Physicians and Healthcare Professionals, Business Owners - Entrepreneurs and Businesses
Serving La Jolla, San Diego, Del Mar, Encinitas, Carlsbad, Solana Beach, Oceanside, Newport Beach, Irvine, Northern California and Washington
Natalie C. Papagni, CPA - Tax, Planning & Advisory Services is a la Jolla based CPA firm providing multi-year strategic tax planning, quarterly tax management, tax preparation and advisory services to high-income individuals, professional and executives with stock compensation, business owners - entrepreneurs, businesses and private practices in La Jolla, greater San Diego, Orange County, Northern California and Washington intent on minimizing tax liabilities, filing accurate federal and state tax returns, planning for their financial future and achieving what matters most - with confidence.​​
We understand how overwhelming taxes and financial decisions can feel for busy professionals and executives, physicians and healthcare professional and business owners - entrepreneurs, businesses and families. Our services were designed with you in mind.
With over 15+ years of experience, we provide the technical expertise of leading CPA, tax and advisory firms with the quality, transparency and access your deserve, and the personal attention, service and responsiveness of boutique firms - without the elevated fees. ​​
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WHO WE SERVE
Individuals & High Income Earners
Professional individuals and families with wages, and often stock compensation, investments, K-1s and/or rental properties.
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Physicians & Healthcare Professionals
Physicians & healthcare professionals with leading healthcare organizations, in private practice and with simultaneous W-2, K-1 and 1099 income streams.
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Business Owners - Entrepreneurs
Corporation, S-corporation, medical practice, partnership, limited liability company (LLC) owners and sole proprietors with new and/or existing businesses.
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Businesses & Private Practices
Corporations, S-corporations, professional medical practices, partnerships, limited liability companies (LLCs) and sole proprietorships
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Why Chose Natalie C. Papagni, CPA
Technical Expertise Acquired at Leading Firms
Deep expertise acquired at leading U.S. CPA, tax and advisory firms in areas our clients essential to our client's success.
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Unmatched Personalized Service & Responsiveness
Our clients receive the personalized service, unhurried attention and responsiveness found at boutique firms - without the elevated fees.
Quality, Integrity, Trust & Transparency
We build strong, high-trust relationships with our clients, and are committed to enhancing the lives of the clients we serve. Work with us and your will work with a CPA committed to the profession and your success, full transparent in everything we do. Say goodbye to delays, billing and year-end surprises.
Proactive, Forward-focused Adivisory
Unlike most CPA firms with transactional business models that focus on high-volume tax return preparation, we enjoy and excel in providing multi-year strategic planning and detailed current year tax planning to ensure our clients target and achieve optimal tax outcomes; on their year-end tax returns we prepare.
Frequently Asked Questions (FAQs)
Do you work with high-income individuals earning $400k+ per year?​
Yes. Client's we serve typically have gross - income between $250,000 - $2M+. At this level of income, tax outcomes are typically driven by timing, structure and coordination - not basic deductions. Our business is built on relationships, strong communications and assisting our clients achieve results; we are not a high volume, transactional tax preparation firm.
Why do high earners still owe large balances even with withholding?
Payroll withholding is rarely calibrated for interest, dividends and capital gain investment income, K-1s, real estate, retirement distributions, 1099 income stock compensation or rental income. At income levels above $200,000 (single) and $400,000 (MFJ) federal and state surtaxes phase in faster than withholding tables adjust.
Proactive and strategic multi-year tax planning and methodical current year tax planning and quarterly tax management will assist you make smart, timely and effective financial decisions to minimize taxes, keep you in full control of your projected effective tax rates, and avoid expensive and unnecessary year-end surprises.
What issues do individuals and business owners you meet for the first time often have?
Many individuals who come to us for the first time previously worked with small, mid-sized, or large CPA firms whose approach was often compliance-driven, historically focused, high-volume, and reactive rather than proactive and strategic. Many became frustrated by impersonal service models involving multiple staff members, inconsistent communication, limited responsiveness, high fees, avoidable errors, and mediocre results.
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Many clients had remained with prior firms for years without ever receiving meaningful education or guidance regarding the tax and financial issues most important to them. Instead, they often received generic, “one-size-fits-all” tax planning rather than personalized strategic advice tailored to their specific circumstances and goals. As a result, many individuals were left unclear about what truly drives their tax liabilities, what planning opportunities may be available to them, and how major financial decisions could impact their long-term outcomes. Rather than making informed, proactive decisions, many found themselves reacting after the fact.
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In addition, many clients were receiving fragmented advice from multiple professionals working independently, often with little coordination between advisors. This frequently created confusion, inconsistent strategies, missed opportunities, and a lack of cohesive long-term planning.
Our clients do not experience these issues.
How is your work different from a traditional CPA relationship?
Traditional CPA relationships are transactional and retrospective. We focus on building high-trust relationships with our clients, and are forward-focused to ensure our clients have the information they need to achieve optimal tax outcomes year after year. We excel in building financial and tax projections factoring in scenario analysis, tax strategies, applicable tax laws and explicit decision frameworks to guide actions throughout the year. For most of our clients, the preparation of year-end federal and state tax returns is the final step of the year's tax initiatives - not the primary service we provide.
What should I look for when searching for a CPA near me in La Jolla, San Diego, California or Washington?
You will want to definitely look for a CPA with deep expertise in areas relevant to your financial and tax structures that places a strong emphasis on building a relationship, understanding what truely matters to you most, and how you like to communicate, and has an unwavering commitment to quality, integrity, transparency, upholding tax laws and service excellence.
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Let's Stay Connected
Natalie C. Papagni, CPA
Tax, Planning & Advisory Services
4275 Executive Square Suite 200
San Diego, CA 92037
(858) 754-8277
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