Cobalt PacWest
La Jolla CPAs & Tax Advisors
You Define Your Success - We'll Help You Achieve It
The Power of Choice.
Goals-based
Strategic Tax Planning
Tax Preparation
Comprehensive Financial Planning
Financial Consulting
Serving Individuals and Businesses
- Serving San Diego County -​
8910 University Center Lane
La Jolla, CA 92122
858.754.8277​
Cobalt PacWest
CPAs & Tax Advisors
Physicians & Healthcare Professionals
It bothers us Physicians and healthcare professionals are making less money, seeing more patients
in less time, have more stress and uncertainty.
Physicians and healthcare professionals
dedicated to their patients deserve to have a CPA and a financial team that understands them
- and their financial world - dedicated to them.​​
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Whether you are a Physician or healthcare provider in private practice, with a medical group or with a healthcare organization or medical center looking to minimize 2024 tax liabilities, engage in strategic tax planning to minimize 2025 - 2026 tax liabilities, and/or organize your financial affairs and financially plan to achieve what matters most, financial independence and retiring on your terms, we have the expertise you need to succeed.
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2024 year-end tax planning - identify and capture tax savings opportunities and minimize 2024 Federal and state tax liabilities to the lowest levels possible - while staying compliant with tax laws.
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Goals-based strategic tax planning - we will assist you make calculated decisions throughout the year to ensure the tax implications of key decisions you are making will work together to reduce your tax liabilities and effective tax rates while staying compliant with tax laws. Our goals-based strategic tax planning process is designed to provide you return on investment (ROI) on your time and money.
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Tax return preparation services - efficiently file your individual, business, trust and estate tax returns are efficiently prepared and e-filed capturing the tax savings planned for, earned and deserved. ​​​
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Comprehensive financial planning - Organize your financial affairs, increase the financial efficiencies and have a firm-yet -flexible working financial plan holistically integrating and aligning your financial structure, income, real estate, investments and assets, expenses and liabilities with your prioritized life goals, plan for financial independence and plans to retire on your terms.
Find Further Information on the Tax Services We Provide Below. ​
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Strategic Tax Planning
Included in our strategic tax planning services:
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​Goal-based tax projections and analysis incorporating relevant tax laws, strategies and opportunities to minimize tax liabilities
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Minimizing, deferring or offsetting taxable income and capital gains
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Maximizing deductions and credits
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Tax strategies for real estate
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Charitable giving tax strategies
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Tax strategies for business owners
Tax strategies for Physician and healthcare professionals -
Tax strategies for investments
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Analyzing the financial and tax impact of a career change, or relocation outside of the state of California (when relevant)
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Ensuring you stay educated and informed on tax laws, changes in tax laws, and tax strategies and opportunities to consider in advance of planned tax rate increases​.
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​Semi-annual or quarterly projection discussions, updates and refinement
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4th quarter year-end tax planning
Tax Return Preparation
We specialize in efficiently preparing the income tax returns for our clients capturing tax savings planned for, earned, and deserved. We prepare tax returns for:
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Individuals and families
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Corporations
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S corporations
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Partnerships
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Limited Liability Companies (LLCs)
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Trust, estate and gift tax returns
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FBAR filings and foreign reporting
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Additional Services:
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Quarterly estimated tax payments
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Amended tax returns
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IRS and FTB representation for tax audits and notices​​
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Our fully-encrypted file-sharing portal is designed to allow you to conveniently upload and confidently share electronic copies of tax documents needed to prepare your return in a fully paperless environment, if this is your preference. ​​
Comprehensive Financial Planning
We will work closely with you to design a highly personalized, goals-based financial plan holistically integrating and aligning your financial structure, current and projected cashflows, assets and liabilities and factors including projected inflation and appreciation to assess the health of your current plans and initiatives to meet or exceed your life aspirations.
If a shortfall is projected, we will work with you to refine your plans and initiatives or adjust your goals until we arrive at a firm-yet-flexible plan that meets your needs.
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Throughout our relationship, we will update and revise your personalized financial plan as needed to arrive at a firm-yet-flexible plan that you are comfortable with, satisfies your needs, and life aspirations.
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Your personalized financial plan will keep you and your household focused and on track to achieve what matters most throughout your life journey.
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Finances, cashflows and budgets
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Current and projected compensation and benefits
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Current and projected real estate
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Current and projected business income and losses
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Investments, retirement plans and contributions
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Current and projected liabilities and obligations
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Pre-retirement and post-retirement healthcare costs
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Risk management - insurance needs analysis
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Lifetime financial goals and plans for retirement
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Plans to leave a legacy
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Lifespan expectations
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Overview of relevant estate planning vehicles
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Along with your attorney, we will discuss minimizing your tax burden and maximize the passing of the estate and trust to your heirs and beneficiaries
Tax Accountant in La Jolla, CA
Stressed over taxes and cashflows? We can help.
We'll take good care of you, relieve your stress and provide peace of mind.
Call us now at 858.754.8277 or request a consultation to learn more about us, and how we can help you.
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Income tax planning for individuals
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Income tax planning for businesses
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Minimizing taxes for small individuals
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Minimizing taxes for small businesses
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Individual tax preparation
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Business tax preparation
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Business tax services
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IRS tax resolution and CA FTB tax resolution
